Business Development Manager (Card Portfolio)

  • Bank of China (Hong Kong)
  • China
  • Jun 11, 2026
Technology, Maths Full-time
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    Job Description:

    Responsibilities:

    • Formulate and execute credit card loan portfolio growth strategies to achieve KPIs and business targets.
    • Develop and implement product strategies for card loan features including marketing programs, customer segmentation, personalized pricing and new initiatives for card lending products.
    • Work closely with different channels to enhance campaign effectiveness and productivity, maximizing business profitability and market shares.
    • Engage internal & external stakeholders to ensure smooth campaigns implementation, channel effectiveness, operational accuracy, and enhance customer experience.
    • Drive digital initiatives to improve customer targeting, optimize end-to-end digital journeys and onboarding, and design e-Channel specific incentive programs to increase digital sales contribution and customer satisfaction.
    • Collaborate with data analytic team to define target segments, conduct portfolio analysis and leverage data insights for card loan product development.
    • Keep abreast of market trends and competitor activities to identify opportunities and increase market competitiveness.
    • Comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank, and carry out duties with high integrity.

    Requirements:

    • Degree holder or above;
    • More than 5 years’ experience in Banking / Finance is preferred (ideally in credit card, loan on card / unsecured lending);
    • Digital mindset, great sense of ownership and attentive to details;
    • Self-motivated, strong marketing and interpersonal skills;
    • Good command of both written and spoken English and Chinese;
    • Good at using English / Chinese Word Processing tools