Senior Retail Banking Product Manager, Unsecured Lending (Section Head – Business Planning)
- Bank of China (Hong Kong)
- China
- Apr 26, 2024
Job Description:
Responsibilities:
- Define business objectives and devise strategies to grow Unsecured Lending business, including Personal Loans and Small Enterprise Loans
- Formulate the business and financial targets of Unsecured Lending including P&L, loan balance, business volume and operating expenses
- Closely monitor the business performance vs KPIs with regular and ad hoc reporting
- Develop the loan pricing mechanisms and perform ongoing pricing management for unsecured lending products to optimize business revenue
- Keep abreast of latest trends in the loans market and review financial and market share performance in comparison with key market players
- Engage internal and external parties to conduct customer and market analytics for Unsecured Lending
- Engage in ad hoc projects and management reporting
Requirements:
- Degree holder of Business Administration, Economics, Finance or related disciplines
- At least 7 years’ relevant experience in banking industry, solid experience on retail lending business is preferred
- Possess strong business mindset and analytical skills
- Possess strong leadership, interpersonal and people management skills
- With business planning or financial management experience is a plus